Microfinance Essay Example

Microfinance Essay Example Microfinance Essay Microfinance Essay Microfinance refers to the proviso of fiscal services on a sustainable footing to the hapless who are by and large outside the range of formal fiscal markets and frequently includes societal intermediation ( Churchill Frankiewicz, 2006 ; Ledgerwood, 2001 ) . Surveies have demonstrated the impact of Microfinance on poorness decrease including making the hapless, raising their economic good being every bit good as authorising them. In peculiar, Microfinance has shown to authorise adult females through supplying entree to material resources and increasing their engagement in family determination devising ( Khandker, 2002 ; Robinson, 2001 ; Todd, 2000, Amin et Al, 1998 ; Buvinic, 1983 ) . As with the remainder of the South Asia part, Microfinance in Sri Lanka has a long history dating back to the early old ages of the twentieth century ( World Bank, 2006 ) . Microfinance has been given a taking function in authorities poorness decrease plans, and in its rigorous sense began to be widely recognized in Sri Lanka as a cardinal tool for relieving poorness and authorising the hapless with the passage of the authorities s Janasaviya Program in 1989. This plan was subsequently replaced by the Samurdhi Development Program, which was introduced in 1995 and remains the largest authorities enterprise ( Thilakaratna, Wickramasinghe Kumara, 2005 ; Fernando, 2009 ) . The Samurdhi Program has extended coverage in the rural countries and the bulk of the plan participants are adult females. Some research workers question the impact of microfinance on adult females s authorization. They view the consequence of adult females s engagement in Microfinance plans as reenforcing patriarchal norms of adult females s subordination taking to declining gender relationships and disempowerment of adult females ( Goetz Gupta, 1996 ; Montgomery et Al, 1996 ; Rahman, 1999 ) . This article provides some penetration into this argument by analyzing the impact of the Samurdhi Program in authorising rural adult females in Sri Lanka. The survey was conducted in the Ihala Koswaththa small town situated in Kurunegala District in North Western Province of Sri Lanka. The appraisal in this article relies on the female Microfinance clients of Ihala Koswaththa to bespeak and measure the alterations that entree to Microfinance services through the Samurdhi Program has brought into their lives. Microfinance and Women s Authorization The construct of authorization is complex and there is no understanding on a individual definition of authorization in the literature. However, the bulk of the definitions at least hold on the fact that authorization is a progressive procedure of alteration instead than an terminal merchandise. Harmonizing to Keiffer ( 1984 ) , authorization is a development procedure that includes the four phases of entry, promotion, incorporation, and committedness. The entry phase is referred to as an act of aggravation that appears to be motivated by the person s experience of some event or status endangering to the ego or household. The advancement phase includes the three major facets of mentoring relationships, supportive equal relationships with a corporate organisation, and the development of a more critical apprehension of societal and political dealingss. During the advancement phase these three facets are considered to be of import in go oning the empowerment procedure. The incorporation phase focuses on the development of increasing political consciousness. In the concluding phase of committedness the persons apply the new participatory competency to of all time spread outing countries of their lives. Whitmore ( 1988 ) identifies some common implicit in premises when specifying authorization. These premises are: persons understand their ain demands better than anyone else and hence should hold the power to both define and act upon them ; all people possess strengths upon which they can construct ; authorization is a womb-to-tomb enterprise ; and personal cognition and experience are valid and utile in get bying efficaciously. While it is already complicated to specify and gestate authorization in general, specifying adult females s authorization is even more hard. Empowering adult females may specifically mention to their economic state of affairs, but besides to increased well-being and transmutation of power dealingss, all depending on their existing conditions and point of view. Furthermore, authorization may reflect itself in adult females s engagement in societal and political activities, and hence ideally authorising other adult females as good ( Majoor, Manders, 2009 ) . The following table high spots different conceptualisations and models for adult females s authorization in Microfinance. Different Conceptualization and Frameworks for Women s Authorization Moser s ( Gender Needs ) Framework ( 1989 ) Emphasis in this model is laid on gender demands Women s involvement: the diverse, complex and frequently conflicting involvements which adult females hold as persons and which are hence shaped by category, ethnicity, age and gender Practical gender involvement: arises because of different gender functions and are formulated by ( wo ) work forces themselves in response to an immediate perceived need Strategic gender involvements: arises from a feminist analysis of adult females s subordination ( and work forces s laterality ) aimed at transforming gender dealingss for gender equality Longwe s ( Progression ) Framework ( 1989,1991 ) This model presents empowerment as a additive entity, both as a phase that feeds into the following phase, from Social welfare: with improved adult females s stuff public assistance such as nutrient, income, and medical attention, etc. Entree: on equal terms to factors of production and public services Conscientisation: on the difference between, with the purpose of transmutation of sex and gender functions Engagement: as peers, ( wo ) work forces partake in determination devising, policy procedures and disposal Control: with ( wo ) work forces every bit taking control over factors of production and the distribution of benefits at that place from without laterality Rowland s ( Power Process ) Framework ( 1997 ) The accent of Rowland is on power, i.e Power from within: single alterations in assurance and consciousness Power to: capableness and capacity betterment as in accomplishments, income, and market and occupation entree Power over: overcoming subjection at family, community and macro degree Power with: networking, partnership, coaction and joint action to dispute and alter power dealingss Chen s ( Product ) Framework ( 1997 ) Material alteration: in income ( measure and security ) ; resources ( entree, control, and ownership ) ; basic demands ( for good being ) ; and gaining capacity ( handiness and ability to take chance ) Perceptual alteration: in ego regard ( of individualism, involvement and value ) ; self assurance ( in ain ability and capacity ) ; vision of future ( by frontward be aftering ) ; and visibleness and regard ( for single value and parts ) Relational alteration: in determination devising ( in family and community ) ; dickering power, engagement ( in local establishments and processes eg. Politicss ) ; self trust ( reduced dependance and increased mutuality as peers ) and organisational strenghths ( construction and leading ) Beginning: Adapted from Mayoux ( 2002 ) Kabeer ( 2001 ) discusses why assorted surveies come up with different replies to whether adult females are empowered or non through engagement in Microfinance plans. She explains these contrasting replies as a consequence of analyzing authorization as a additive procedure, of methodological analysis and the position of adult females as a homogenous group. She argues that authorization should non be studied as a additive procedure, and alternatively it should be viewed as a multidimensional procedure of many degrees, where causes and effects are non easy distinguished. Therefore, it is non much usage to use quantitative methods in such surveies, which confirms authorization through a few indexs that might non be valid in all instances. She farther explains that adult females are non a homogenous group but a group of persons and authorization is a subjective experience because adult females respond to assorted chances in different ways, and hence, adult females s authorization should be studied from the adult females s point of view, by listening to their personal experiences and mentioning to their apprehension of world. Mayoux ( 2000 ) suggests three contrasting paradigms of adult females s authorization in Microfinance plans. Fiscal ego sustainability paradigm: based on plans sustained by adult females s refund rates and anticipating authorization to emerge Poverty relief paradigm: where Microfinance is integrated with community development, aiming the hapless and family well-being is linked to empowerment Feminist empowerment paradigm: is a sectoral scheme that centers adult females s authorization and offers Microfinance as a means to this terminal Mayoux ( 1999 ) views the consequence of Microfinance on adult females s authorization as a set of reciprocally reenforcing virtuous spirals of increasing economic authorization, improved well-being, and societal and economic authorization. She farther suggests that although the above mentioned three distinguishable paradigms of adult females s authorization in Microfinance come from different theoretical underpinnings they are believed to take to similar virtuous spirals of authorization, both for single adult females and at the family, community and macro degree ( Mayox, 2009 ) . Microfinance and Rural Womans: Procedure of Authorization Savingss and Credit Refund Women s Decision about Savings and Credit Use Women s Microenterprise Increased Status and Changing Roles Women s Decision about Consumption Increased Wellbeing of Women Ability to Negotiate Change in Gender Relations Increased Income Income under Women s Control Women s Networks and Mobility Increased Wellbeing of Children Increased Wellbeing of Men Increased Wage Employment for Women Wider Motions for Social Political Legal Change Economic Authorization Social, Political Legal Empowerment Increased Wellbeing Fiscal Self Sustainability Paradigm Poverty Alleviation Paradigm Feminist Empowerment Paradigm Beginning: Mayoux ( 2002 ) Women s economic authorization is the chief focal point of the fiscal sustainability paradigm. It is assumed that increasing adult females s entree to Microfinance services will in itself lead to single economic authorization through enabling adult females s determinations about nest eggs and recognition usage, enabling adult females to put up Microenterprises, increasing incomes under their control. It is so assumed that this increased economic authorization will take to improved good being of adult females and besides to socio-political authorization. The fiscal sustainability and feminist authorization paradigms accent is more on increasing incomes at the family and the usage of loans for ingestion. Well being betterments are the premier focal point of poorness decrease paradigm. The premise is that increasing adult females s entree to Microfinance will enable adult females to do greater parts to household income and this together with other intercessions to increase family good being will interpret into improved good being for adult females and enable adult females to convey about wider alterations in gender inequality. Women s societal and political authorization is considered to be as a combination of increased economic activity and control over income ensuing from entree to Microfinance is expected to better adult females s accomplishments, mobility, and entree to knowledge and back up webs. This leads farther to heighten position for all adult females within the community and wider alterations in adult females s functions. These alterations are expected to be reinforced by group formation, taking to wider motions for societal and political alteration. The fiscal ego sustainability paradigm and the poorness relief paradigm assume that this societal and political authorization will happen without specific intercessions to alter gender dealingss at the family, community or macro degrees. By contrast, the feminist authorization paradigm advocates expressed schemes for back uping adult females s ability to protect their single and corporate gender involvement at the family, community and macro degree s ( Mayoux, 2006 ) . Methodology The analysis in this survey draws on the primary informations collected during fieldwork in Ihala Koswaththa small town during September 2007 and 2010. The survey is qualitative in nature with informations collected through in depth interviews with single Samurdhi Program donees, little groups, Samurdhi field officers, and Grama Niladhari officer, informal interviews, and observations made by sing beneficiary families, hebdomadal Samurdhi group meetings and monthly meetings of Samurdhi societies during the fieldwork. The respondents were selected through purposive sampling. by choosing information rich instances on the footing of theoretical impregnation, and the interviews of Samurdhi Microfinance clients were conducted with the married center aged hapless adult females in the small town. For the intent of analysing the impact of the Samurdhi Program on adult females s authorization in rural countries, this survey has divided adult females s authorization in to three dimensions economic authorization, increased well-being, and societal and political authorization. These dimensions are based on Mayoux ( twelvemonth? ) . The Samurdhi Program consists of three chief constituents ; the proviso of ingestion grants, the proviso of nest eggs and recognition installations, and community development plans. Although the fiscal services through the Samurdhi Program are provided under the 2nd constituent, the plan frequently mixes public assistance services and fiscal services as all three constituents are operated as built-in support activities. Due to the fact that all the adult females who were involved in this research were Samurdhi public assistance grant receivers, the impact on these adult females s authorization may non merely be attributed to the fiscal services but besides to the other constituent of the plan every bit good. An Overview of the Samurdhi Program Samurdhi, which means prosperity in the local linguistic communication, is a Sri Lankan authorities sponsored national poorness relief plan. The plan has a big per centum of hapless households as members of it Bankss. The plan was launched by an act of parliament in 1995. The act stipulates that the chief maps of the Samurdhi National Program are to better the economic and societal conditions of young person, adult females and disadvantaged groups. The plan achieves this by: broadening chances for income sweetening and employment ; incorporating mark groups into economic and societal development activities ; associating household degree economic activities with community development undertakings at small town, territory, divisional and provincial degrees ; mobilising engagement in the planning and direction of undertakings ; furthering cooperation, advancing nest eggs and helping in obtaining recognition ; easing the bringing of inputs and services of authorities sections, public corporations, local governments, private sector organisations and nongovernmental organisations to donees of the plan, and to implement the plan so formulated and other plans of the authorities poorness relief. ( Glinskaya, 2000 ) Since its origin, Samurdhi has changed from being a simple income transportation strategy to a more comprehensive plan embracing non merely public assistance, but besides banking, nest eggs, insurance, occupation preparation, substructure development and self employment. Institutional and Organizational Structure of the Samurdhi Program Ministry of Nation Building and Estate Infrastructure Development Department of Commissioner General of Samurdhi Samurdhi Authority Sri Lanka National Level District Secretary District Samurdhi Office District Directors Assistant Commissioner Samurdhi District Degree Divisional Secretary Divisional Samurdhi Unit Deputy Director Headquarter Managers Divisional Degree Zonal Directors Zonal Degree Grama Niladhari Divisional Level ( Samurdhi Task Force ) Samurdhi Development Military officers Village Degree Small Groups of Beneficiaries Beginning: Modoran Grashof ( 2009 ) The organisational construction of the Samurdhi plan is complex and extremely hierarchal, traveling from the Grama Niladhari Division level up to the zonal, divisional, territory and national degrees. The plan has three major constituents: proviso of ingestion grant ( nutrient casts ) , proviso of nest eggs and recognition installations, and rehabilitation and development of rural substructure. Financial services are provided through the Banking Finance Division of the Samurdhi Authority that follows a similar hierarchal construction and act as the caput office of Samurdhi Bank Societies or SBSs which carry out the 2nd constituent of nest eggs and recognition plan ( Modoran Grashof, 2009 ) . Samurdhi Bank Societies ( SBSs ) are community based loaning societies. SBSs have a modified small town banking theoretical account where the members of the societies are linked to village Bankss for nest eggs and loans and these Bankss are besides owned by the society members. The theoretical account has centralized direction with authorization and the societal development aims are built in the methodological analysis. SBSs are managed by adult females and group loaning, where merely members or stockholders can borrow, is used. The borrower has to be in a group of five people with the other four members vouching the loan refund. Samurdhi finances its loans merely from the nest eggs and portions in the Samurdhi Bank where savings go a portion of the collateral. Individual Samurdhi Banks are non separate legal entities, but have autonomy within the general guidelines given by the authorities Samurdhi Authority ( Atapattu, 2009 ; Modoran Grashof, 2009 ) . With the emphasize of an enhanced attempt at rural financing the Samurdhi Program has attempted to mobilise voluntary nest eggs among its donees, construct up recognition establishments for the hapless and ease their entree to the formal banking system ( Gunatillake, 2000 ) while supplying other recognition plus services ( Atapattu, 2009 ) . The plan serves the largest figure of Microfinance patronage in the state holding a important outreach to hapless people. However, they are besides the largest supplier of public assistance services, and hence they frequently mix public assistance services and fiscal services in questionable ways such as coercing hapless people having societal public assistance grants to put aside a per centum of the grant in inflexible nest eggs histories ( Duflos et al, 2006 ) . The Context: Ihala Koswaththa Village Ihala Koswaththa is a rural small town situated in Bingiriya Secretariat Division in Kurunegala District falling under the intermediate agro ecological zone that includes both dry and wet agro ecological zones in North Western Province of Sri Lanka. The territory is good served by microfinance organisations and in 2000 had the most widespread coverage by Microfinance establishments among all territories in Sri Lanka ( Gant et al, 2002 ) . The country marked on the map below illustrates the location of Ihala Koswaththa small town, the instance survey location. Beginning: Created by Writer Bingiriya Secretariat Division consists of 50 two small towns in four zones and Ihala Koswaththa is in the Bingiriya zone. The small town is located about two kilometres off from the chief beginning of public transit service, which is non really efficient. Though Ihala Koswaththa is considered as a rural small town it is non every bit isolated as other rural small towns in Sri Lanka. However, the villagers still face considerable market and substructure restraints in bettering their supports. The following table high spots the basic demographic information of Ihala Koswaththa. Table 1: Population of Ihala Koswaththa Village in 2010 Classs Number Population and Households Families Average Number of People per Household Entire Population Work force Womans Population Over Age 18 Samurdhi Welfare Grant Recipient Households Social Security Scheme Beneficiaries Government Pension Recipients Government Employees Defense Force Employees Small and Medium Enterprises 620 4 2,502 1,181 1,321 1,637 111 75 23 29 31 50 Beginning: Created by Author based on fieldwork The small town has a population of 2,502 with 620 households and an mean family size of four people, merely five households had over six members. Ihala Koswaththa is chiefly a Sinhala small town where there were merely two Tamil households and one Muslim household in the small town. Merely a few households have been in Ihala Koswaththa for coevalss with the remainder of the villagers being largely migrators who late settled in the small town. The recent migrators were cultivating small town lands even though they were non the legal proprietors. They subsequently gained ownership of these lands under assorted land statute law plans such as Swarnabhumi, Janabhumi and the Land Reforms Commission ( LRC ) . However, some of the migrators are still without any proper ownership of the lands that they are cultivating. Both work forces and adult females in the small town are preponderantly involved in agricultural and twenty-four hours laborer occupations. Common agricultural harvests include paddy, veggies, coconuts, Anacardium occidentales, betel foliages, and black Piper nigrum. There are besides activities such as retail dress shops and domestic fowl farms are across the small town. Villagers are besides involved in seasonal income bring forthing activities such as coir drying and straining. There are many family issues present in the small town including domestic struggle, individual female parents, and intoxicant maltreatment. These issues lead to a greater duty being topographic points on adult females as income generators. Many adult females from the small town work as amahs in the Middle East and direct remittals back place. Additionally, most of the immature single adult females from hapless households in the small town work for the garment industry. Samurdhi Program and other Microfinance Interventions in Ihala Koswaththa Village As found in Table 1, there are 111 Samurdhi Welfare Grant receiver families among the 620 households in Ihala Koswaththa small town. T he chief constituents of of the Samurdhi Program including public assistance, nest eggs and recognition plans, and community development plans are available in Ihala Koswaththa. Under the community development plans there are several preparation and societal development activities such as adult females s preparation plans, lodging development undertakings, substructure development undertakings, irrigation and agribusiness development activities, a hebdomadal market, the kids s society, plans for the aged, and scholarships for the kids of Samurdhi donees. The Samurdhi Program in based on participatory development rules and hence groups at assorted degrees are created by the plan to mobilise and promote engagement where there are several action groups in each small town. Smalle groups of five are organized to consolidate and develop the member s accomplishments and abilities. The Samurdhi Task Force is another grassroots level organisation comprised of immature work forces and adult females between 18 to 35 old ages old. The undertaking force contributes to supplying the necessary substructure to small towns under the Community Development Project. Advisory councils comprised of intellectuals, seniors, and clergy members of the country provide counsel and advice to these undertaking forces. There are besides divisional and territory degree Samurdhi commissions. Bingiriya Divisional Samurdhi Committee is responsible for the execution of the Samurdhi Program in the Bingiriya Division and hence in Ihala Koswaththa.T divisional secretary A cts of the Apostless as the president of this commission and all public officers and authorities caputs are members. The District Samurdhi is comprised of all the caputs of authorities constitutions located in the Kurunegala territory. Bingiriya Samurdhi Maha Sangam or General Union acts as the divisional degree apex organisation of Samurdhi Program for Ihala Koswaththa. This is set up to cover 10,000 Samurdhi beneficiary households and administered by an executive commission comprised of members selected among the presidents of Samurdhi Societies in Bingiriya Division. In add-on to the Samurdhi Program there are several other Microfinance intercessions available in the small town such as SEEDS ( Sarvodaya Economic Enterprise Development Services ) Agromart Foundation Janasurakum Sanwardhana Samupakara Samithiya Vidhatha Samithiya ( Funded through Bingiriya Divisional Secretariat ) Isuru Development Society ( Operated by Wayamba Development Bank or Regional Development Bank ) Villagers in Ihala Koswaththa besides have entree to the Microfinance services offered by other Microfinance suppliers such as SANASA and Cooperative Rural Banks in nearby small towns. They besides rely on other informal recognition beginnings such as money loaners, neighbours, and friends. The traditional system of Seettu is besides practiced by the adult females in Ihala Koswaththa. This systems enables the adult females to salvage to derive entree to chunk amount of money which otherwise would non be able to get. In 2007, Ihala Koswaththa was selected by the Nation Building and Infrastructure Development Ministry as one of the small towns to implement the Gama Naguma Community Development and Livelihood Improvement Project. This undertaking aims to profit Samurdhi receivers island broad. Therefore far the support betterment undertaking has built a library edifice and a undertaking to mend the crushed rock roads and change over them into pitch based roads and concrete tracts has been launched in Ihala Koswaththa. The Samurdhi Program has been chiefly aiming adult females in Ihala Koswaththa for loans. Womans having these loans have become self employment. Harmonizing to Samurdhi field officers, female receivers of Samurdhi in Ihala Koswaththa have been take parting in the Samurdhi selling exhibitions and other assorted trade carnivals. Samurdhi Program and Rural Women s Authorization The basic theory in Microfinance under the fiscal ego sustainability paradigm assumes that increasing adult females s entree to fiscal services empowers them by seting capital in their custodies enabling them to increase their income through self employment and lend financially to their families and communities. This economic authorization is expected to bring forth increased self esteem, regard, and other signifiers of authorization for Microfinance adult females donees ( Cheston Kuhn, 2002, Mayoux, 2002 ) . Most of the adult females interviewed in Ihala Koswaththa small town had obtained loans through the Samurdhi Program by bespeaking in the loan application that they would put in bing income generating activities. This is consistent with the chief aim of the plan, to guarantee recipient engagement in the production procedure by increasing entree to resources for self employment. However, harmonizing to the interviews with recipents the loans were frequently non used for the declared intents. but instead had been used for lodging and household public assistance activities. Mayoux ( 2000 ) points out thatwomen s authorization can non be assumed to be an automatic result of Microfinance plans, unless authorization is an built-in portion of the planning procedure. Microfinance enlargement is improbable to do more than a limited part to empowerment. All of the adult females interviewed in Ihala Koswaththa possessed accomplishments such as weaving baskets, mats, and coconut foliages for thatched roofing, stitching, and doing Sweets. Some adult females had vocational preparation classs such as flower planting and kindergarten learning. Although they had entree to finance through the Samurdhi Program and their accomplishments could hold been utilized for income generating activities, non all of the adult females had an entrepreneurial spirit or were interested in get downing or spread outing their concern. This may hold besides been due to factors such as market and substructure restraints, hazard averseness, deficiency of enabling family environment, and the traditional negative perceptual experience towards liability in Sri Lankan society. Some adult females prefer to work for local industries such as doing incense sticks or lucifer boxes, which are non available in the small town. There were really few exceeding instances of considerable betterment in economic activities through the investing of loans from the Samurdhi Program. The plan is non lending significantly towards the economic authorization of the adult females of Ihala Koswaththa due to the fact that the bulk of adult females did non put their loans in support activities. It is interesting to observe that when it was inquired about how handful figure of their equals had been able to be successful in their self employment with Samurdhi Microfinance services and why the others had non been able to make so, most of these adult females themselves thought that it might hold been due to their deficiency of committedness and hazard averseness. Some adult females were really acute on get downing some little concerns. However, they were non satisfied with the loan sum they received from the Samurdhi Program. They claim that the sum is excessively little to get down a concern. In some instances, they had been able to partly finish their undertakings, such as constructing little stores. However, they were unable to afford get downing their concern because they were worried about taking the hazard of another loan since they had non been able to bring forth any income yet. Refund is required shortly after having the loan, even if they are bring forthing any net income from the new venture. During the interviews with the Samurdhi field staff, it was highlighted that they assess the feasibleness of the loan receivers income bring forthing undertakings by sing them before allowing the loans. Harmonizing to the staff, they monitor the advancement of these undertakings on regular footing. However, the donees said that in most instances, the field staff had non visited them before allowing the loans and did non supervise their advancement unless they had been given a well big amount of money. It was non hard for the receivers to acquire loans by mentioning to their existing undertakings and misdirect the officers. If the receivers made their refunds on clip, the field officers were non concerned with their activities.. There were some instances of non refund of loans reported by the field staff and the group members. All of the adult females who were interviewed managed the loan refunds on clip with the income from their bing support activities, with the aid of their hubbies, or in utmost instances with uninterrupted loans from neighbours and money loaners. This was despite the fact that they had non invested the loan into income generating activities. Although the Samurdhi Program re

3 Ways To Make a Saturated Solution

3 Ways To Make a Saturated Solution Its easy to make a saturated solution for chemistry lab or growing crystals. Heres a look at what a saturated solution is and how to prepare one. What Is a Saturated Solution? A saturated solution is one containing as much solute- the solid being dissolved in the liquid- as possible without forming a precipitate, or leftover solid. This is the maximum concentration of solute. How to Make a Saturated Solution Here are three ways to make a saturated solution: Add solute to a liquid until no more will dissolve. Solubility often increases with temperature, so you may be able to get more solute into a hot solvent than you would if the solvent was cool. For example, you can dissolve much more sugar in hot water than you can in cold water.Evaporate solvent from an unsaturated solution. You can evaporate the solvent by permitting air circulation or by heating the solvent.Add a seed crystal to a supersaturated solution. The seed crystal will cause the solute to precipitate, leaving a saturated solution.​

Eco3 Assignment Example | Topics and Well Written Essays - 250 words

Eco3 - Assignment Example This  results  to  higher  flowing  cash  to  cater  for the  expenses  leading  to a  better  service  delivery. The  risk  of  writing  off debts in  plan  A is  unusually  high  which may  lead  to  losses. It is  also  clear  that in,  plan  B there is a  quicker  collection  of  Average  daily  patient  revenues. This  leads  to the  optimum  maximization  of  bills  paid  in by the  customers. In  plan  B,  there  is a  higher  level  of  strictness  on  credit  policies. This may  lead  to  lower  sales  revenue  in the  company  as  compared  to  plan  A. In  plan  B, the  aging  schedule  shows  that  payments  are  made  on  time  making  it  helpful  in  determining  the  cash  flow  in the  hospital. This is an  advantage  because the  management  makes  a  decision  on  cash  available  for their  plans  and budgets. In both  plans  A and  plan  B, at the  end  of the  first  quarter, the  accounts  receivable  are the  same, but the  payments  during the  months  vary  significantly. Zelman, W. N., McCue, M. J., & Glick, N. D. (2009).  Financial management of health care organizations an introduction to fundamental tools, concepts, and applications  (3rd ed.). San Francisco:

Strategic Analysis Research Paper Example | Topics and Well Written Essays - 3750 words

Strategic Analysis - Research Paper Example Strategic Analysis It is best known for its Office software and Windows. It also develops and produces consumer electronics like game system and tablets. It is easily accessible thus making people hear, see and use technology. The company aims at enabling businesses and people worldwide to realize their full potential, a mission that they have succeeded in realizing. Nearly all businesses and individuals use their products. There are committed to their customers as they strive to design technology that is easily accessible to everybody. It is one of the industry leaders in building safe and easy to use products. Facebook, Inc., on the other hand, is an internet company that operates the social networking website Facebook. It is world’s largest social networking website with more than one billion active monthly users. It aims at making the world more connected and open, a mission that it has realized due to the rising number of Facebook users. It has offered people the power to share information. The CPM analysis shows that Microsoft is the leading player in the industry. It has relative strengths in market share, product quality, product design and price competitive. On the other hand, Google Inc. prevails in innovative culture and product quality. Oracle Corporations is the weakest of them all. It does not have any relative strength against the rivals in the industry. The companies, therefore, need to create strategies in accordance with their strengths and weakness and enhance their ratings in the most crucial areas of the industry.

Compensation Management Essay Example for Free

Compensation Management Essay Compensation does not refer, however, to other kinds of eployee rewards such as recognition ceremonies and achievement parties. The ultimate objectives of compensation administration are: efficient maintenance of a productive  workforce,  equitable pay, and compliance with federal, state, and local regulations based on what companies can afford. The basic concept of compensation administration—compensation management—is rather simple: employees perform tasks for employers and so companies pay employees wages for the jobs they do. Consequently, compensation is an exchange or a transaction, from which both parties—employers and employees—benefit: both parties receive something for giving something. Compensation, however, involves much more than this simple transaction. From the employers perspective, compensation is an issue of both affordability and  employee motivation. Companies must consider what they can reasonably afford to pay their employees and the ramifications of their decisions: will they affect  employee turnover  and productivity? In addition, some employers and managers believe pay can influence employee work ethic and behaviour and hence link compensation to performance. Moreover social, economic, legal, and political forces also exert influence on compensation management, making it a complicated yet important part of managing a business. Compensation and Reward system plays vital role in a business organization. Since, among four Ms, i. e Men, Material, Machine and Money, Men has been most important factor, it is impossible to imagine a business process without Men. Advantages of Fair Compensation System: Therefore a fair compensation system is a must for every business organization. The fair compensation system will help in the following: 1. If an ideal compensation system is designed, it will have positive impact on the efficiency and results produced by workmen. 2. Such system will encourage the normal worker to perform better and achieve the standards fixed. 3. This system will encourage the process of job evaluation. It will also help in setting up an ideal job evaluation, which will have transparency, and the standards fixing would be more realistic and achievable. . Such a system would be well defined and uniform. It will be apply to all the levels of the organization as a general system. 5. The system would be simple and flexible so that every worker/recipient would be able to compute his own compensation receivable. 6. Such system would be easy to implement, so that it would not penalize the workers for the reasons beyond their control and would not result in exploitation of workers. 7. It will raise the morale, efficiency and cooperation among the workers. It, being just and fair would provide satisfaction to the workers. 8. Such system would help management in complying with the various labor acts. 9. Such system would also bring about amicable settlement of disputes between the workmen union and management. 10. The system would embody itself the principle of equal work equal wages. Encouragement for those who perform better and opportunities for those who wish to excel. Need for designing of compensation Policy: After going through the role and essentials of a sound compensation system, it becomes imperative that every business organization should be set up for itself a proper Compensation Policy. The Management of the organization must have well-designed Compensation Policy. The policy calls for deciding the criteria for promotions, up-gradations etc. It would also be necessary to fix up the standard expectations from each and every workmen/employee. The policy should determine the norms to be followed for Performance Appraisal or Job Evaluation. It should also chalk out the need for training, provisions for fringe benefits, welfare schemes etc. It must prescribe the manner in which such benefits would be extended and levels within the organization to which such benefits are extendable. The incentive schemes and its details, Pay package structure, Tax implications etc. are matters of concern while designing the compensation Policy. Importance of Compensation System: Money makes the mare go is the proverb. It holds good for all the factors participating in the business process expects its fair share of prosperity of the business. Compensation/ Reward System play a vital role in the business organization. And its importance can be very well ascertained as follows: 1. Sound Compensation/Reward System brings amicability and peace in the relationship of employer and employees. . The system brings out the best out of every employee in the organization. It aims at creating a healthy competition among them. And as such, encourages them to work hard and efficiently. 3. The system provides adequate opportunities to those who wish to perform better. The system provides growth and advancement opportunities to the deserving employees. 4. The system upholds the principle of equal wages. It provides transparency and parity too. 5. The perfect Compensation system provides platform for happy and satisfied workforce, this minimizes the labour turnover. The organization enjoys the stability. 6. The organization is able to retain the best talent by providing them adequate compensation thereby stopping them from switching over to another job. 7. The business organization can think of expansion and growth if it has the support of skillful, talented and happy workforce. 8. The sound Compensation system is hallmark of Organization’s success and prosperity. The success and stability of organization is measured with pay-package it provides to its employees. 9. Both employer and employees get benefited because of the sound Compensation System. 0. A sound Compensation System helps the organization keep pace with changing environment. It helps the organization to cope up with the wage levels in neighboring industries. 11. Sound Compensation System minimizes the complaints from the employees, provides them the congenial work environment to perform better and sets up for them the targets to be achieved. Definite targets help employees kn ow their role in the organization, which minimize wastage, and enhance overall efficiency. It also helps organization to reduce the cost of production and maximize profits The Compensation System Time RatePiece rate BonusProfit sharingIndirect Monetary Incentive Time Rate System: This system is divided into three categories. Time Rates Ordinary level High Wage LevelGraduated Time Rates Ordinary Level: It is calculated on time (daily, monthly, weekly etc. )The formula for calculation of salary is Rate per hour X Hours worked = Earnings (RPH X HW=E). High Wage Level: It is calculated on hourly basis put over time is not paid. The formula for calculation of salary is RPH X HW = E Graduate System: Payment: the basic is linked with dearness cost of living. The index of cost of living is varying and that is considered for calculating the remuneration. Formula: Basic Salary is Rs. 2,000/- and Cost of living Index (D. A) is 100% then, Rs 2000+100% of Rs 2000 as cost of living is added, thus total remuneration is Rs. 4000/-. It is after 6 months, cost of living index change 150%. Then basic salary + 150 % of basic salary si. e Rs 3,000/- will make it Rs, 5000. Piece Rate/ Payment Rate (Payment by Results) System of Piece Rate (Payment by Results) Straight Piece RatePiece ;amp; Time Combination Differential Piece Rate Taylor System Merrick System Gantt Task System Straight Piece Rate: Payment: Flat rate is applicable per unit, which is predetermined. The time spent is not considered. Formula: PPR X O = Earnings. Piece Rate and Time Rate Combinations: Payment: It is a dual rate system, designed to perfect inefficient workers. The worker is ensured to get the minimum payment. If the payment is calculated on the basis of piece rate guarantees and number of pieces fall below the minimum wages guaranteed, he is paid by time Rate. Differential Piece rate: Payment: In favour of piece rate system, minimum wages were assured. However, under this system, instead of combining time-rate and piece-rate, there are dual rates for different efficiency level. The purpose behind keeping high piece rate for higher efficiency is as the level of production increases, the cost per unit falls. Bonus: Bonus is given by the company to their employees as a reward. It is been fixed by the government i. e 8. 33%. Bonus encourages the employees to work hard. It is a motivating factor for the employees to improve their efficiency. Profit Sharing: Profit Sharing is the most motivating factor. When the company makes profit it gives some kind of share to their employees as an Annual increment. This helps to motive employees to work hard and get more increment. Indirect Monetary Incentive: Indirect Monetary Incentives like traveling allowance, HRA, Dearness allowance, medical facility etc. are very motivating for the employees. Elements or ingredients of a good wage plan: Before we discuss these two plans, it would be fruitful to know the ingredients of a good wage plan. These are:- 1. It should be easily understandable i. e all the employees should easily understand what they are to get for their work. They should be instructed in how the wage plan works. 2. It should be capable of easy computation i. e. it should be sufficiently simple to permit quick calculation. Mathematical tables may be supplied, by reference to which calculations can be quickly made. 3. It should be capable of effectively motivating the employees, i. e it should provide an incentive for work. If both the quality and quantity of work are to be stressed at the same time, a plan should be selected that will not unduly influence the worker to work too fast or to become careless about quality. . It should provide for remuneration to employees as soon as possible after the effort has been made. Daily or weekly payment of wage would be preferable to induce employees to work. 5. It should be relatively stable rather than frequently varying so that employees are assured of a stable amount of money. Reasons or factors affecting wage differentials: Wages differ in different employments or occupations, industries and loc alities, and also between persons in the same employment or grade. One therefore comes across such terms as occupational wage differentials. Wage differentials have been classified into three categories: First, the differentials that can be attributed to imperfections in the employment markets, such as the limited knowledge of workers in regard to alternative job opportunities available elsewhere, obstacles to geographical, occupational or inter-firm mobility of workers, or time lags in the adjustments of resource distribution and changes in the scope and structure of economic activities. Examples of such wage differentials are inter-industry; inter firm and geographical or inter-area wage differentials. Second, the wage differentials which originate in social values and prejudices and which are deeper and more persistent than economic factors. Wage differentials by sex, age, status or ethnic origin belong to this category. Third, occupational wage differentials, which would exist even if employment markets were perfect and social prejudices, were absent. Wage differential arises because of the following factors:- a. Difference in the efficiency of the labour, which may be due to inborn quality, education and conditions under which work may be done. . The existence of non-competing group due to difficulties in the way of the mobility of labour from low paid to high paid employments. c. Difference in the agreeableness or social esteem of employment. d. Differences in the nature of employment and occupations. Norms for Fixation of Wages in Industry: 1. While computing the minimum wages, the standard working class family should be considered as consisting of four consumption units and t he earnings of women, children and adolescents should be excluded. . The minimum food requirements should be determined on the grounds of a net intake of 2700 calories as laid down by Akroyd for a normal adult in India. 3. Clothing needs should be established on the basis of a per capita consumption of 16. 62 meters per year. 4. As regards housing, the minimum wages should be determined from the standpoint of the rent corresponding to the minimum area specified under the government Industrial Housing Scheme. 5. Miscellaneous expenditure on items such fuel, lighting etc. hould from 20 per cent of the total minimum wage. The resolution further prescribes that the authorities involved in the issue should justify any deviation from these norms. Retirement benefits related enactments in India: Employees’ Provident Fund Act The Act was passed with a view to making some provision for the future of the industrial worker after his retirement or for his dependents in case of his early death and inculcating the habit of saving among the workers. The object of the Act is to provide substantial security and timely monetary assistance to industrial employees and their families when they are in distress and or unable to meet family and social obligations and to protect them in old age, disablement, early death of the bread winner and in some other contingencies. The act provides for a scheme for the institution of Provident Fund for specified classes of employees. Accordingly, the Employees’ Provident Funds Scheme was framed under Section 5 of the Act, which came into force on 1st November, 1952. Main features of the Act The Act is applicable to factorize and other establishments engaged in specified industries classes of establishment, which have completed three years of their existence and employing 20 or more persons. The Act, however, does not apply to co-operative societies employing less than 50 persons and working without the aid of power. An establishment, which is not otherwise coverable under the Act, can be covered voluntarily with the mutual consent of the employer and the majority of the employees. Employees drawing a pay not exceeding Rs. 5000 per month (And now it is amended to Rs. 6500/- ecently) are eligible for membership of the fund. Every employee employed in or in connection with the fund from the date of joining the factory or establishment. The normal rate of contribution to the provident fund by the employees and the employers as prescribed in the Act is 10 percent of the pay of the employees. The term â€Å"wages† includes basic wage. Dearness allowance including cash value of food concession and retaining allowance, if any. Employees’ State Insurance Scheme The Employees’ State Insurance Scheme Act, 1948 is a pioneering measure in the field of social insurance in our country. This act came into force from 19th April, 1948. The Scheme under the Act aims at providing for certain cash benefits to employees in the case of sickness, maternity, employment injury and medical facilities in kind, and to make provisions for certain other matters in relations thereto. The term â€Å"employee† has wide connotation and would include within its scope functions of clerical, manual, technical and supervisory. Persons whose remuneration (excluding remuneration for overtime work) does not exceed Rs. 6500 a month are covered under the Act. The Act does not make any distinction between causal or temporary employees or between technical or non-technical employees. Employees employed directly by the principal employer and those employed by or through contractor. However, the definition of â€Å"employee† does not include any member of the Indian naval, military or air force. Compensation Structure and its components: One of the most vital factors the motivation, retention and the morale amongst the employees is the compensation system, policies and review philosophies of any organization. While the bargain able employees generally have their unions to negotiate or review terms with the Management-which are governed by the Long Term Settlements- the terms of the managerial employees are mostly seen to be at the mercy or the goodwill of the organization, reviews of which may or may not be regular or timely, or often do not seem to meet the expectations or logic of such employees. Management Compensation therefore, now plays a very significant part along with the working style and environment, empowerment etc. in the organization’s success strategy. While individual organizations may have differences in their methodologies based on factors best suited their perceived needs, some general directions are evident, and are discussed below. 1. Salary, Basic Salary or Consolidated Salary continues to remain as the major component of compensation, though Salary Scales are often discarded these days, or used only as guides. Individual Salary is generally decided initially using the Scale, but thereafter performance, contribution to targets or results generated determine the revisions periodically, which may vary widely from individual to individual. Salary broad handling is therefore, getting recognition and acceptance. 2. Grade wise flat Allowance is being considered generally, except where tax exemption benefits are still available, when they continue as separate components. Allowances may be linked to the Salary as a percentage or by slabs, but preference is for flat amounts, which do not increase automatically, and therefore increase could be discretionary, and therefore controllable. 3. Reimbursements of expenses incurred on Company work has become limited, and in line to conform to the tax laws. Being actual in most cases, they are not considered as a part of the compensation, unless it is provided towards personal benefits. 4. Annual payments: Bonus or Commission, and Leave travel are common features some tax reliefs apply for the latter. 5. Benefits generally comprise of mostly unfurnished company owned or leased accommodation, use of company or leased vehicles, medical coverage, retrial benefits covering Provident Fund, Pension or Superannuation and Gratuity, post-retrial medical assistance, easy loan schemes at low or zero interest rates for house building, cars or vehicles, furniture or utility items etc. enting employees owned housing, club entrance free reimbursement etc. Minor benefits could be provision of security, driver or gardening assistance, else of products or assets at a concessional rate, relocation and transfer expenses including admission etc. fees for children, credit card fees, phones etc. 6. Employee stock option schemes which has been popular in IT in dustry-,is not extensively used yet, not being tax advantageous to other industries, nor seen as being very attractive with lesser growth trends for their share values especially in the well-established older companies. 7. Most companies, as against earlier visible costs, use the â€Å"Total cost to the Company† concept as basis. Cost of the most benefits are averaged or computed on actual basis, and within the system of the overall cost, but with greater compliance to tax laws, this basket concept is on the wane. 8. Retiral benefits: Some in recognition of the past contribution of pensioners, and to partly offset the inflation post retirement practices periodic improvement in pensions, or a guaranteed grade minimum pension. 9. Performance Bonus that does not increase future liability is being given more as recognition of results generated. It requires transparent, balanced and fair systems and benchmarks, and also agrees targets by the managers in advance during planning and review discussions. 10. From the earlier grade oriented compensation system within reasonable boundaries, compensation often has to be somewhat tailor made for specialist or key contributors to retain them in the very volatile job market. 11. Compensation review periods have become annual generally and sometimes oftener, as compared to every three to five years earlier, in the fast changing market situation. Conclusion To summarize, the need to regularly carry out detailed compensation reviews both within and out of the organisation with full support and commitment from the top is essential. Openness and transparency are important to the managers in the very sensitive and personal issues of management i. e. remuneration, and therefore policies and practices should match. The remuneration and the system have to be fair and dynamic Dealing with human feelings still remains a competitively attractive feature.

Dust Over The City :: essays research papers

An Essay on "During A Son’s Dangerous Illness" Death can strike at anytime, sometimes expected, but too often unannounced. Denise Levertov wrote a poem entitled "During a Son’s Dangerous Illness" about the unmerciful side of death. This poem emphasied on emotions, visualization, and a consice structure that symbolizes how perplexing and awful death can be. It is a poem of desolate mood and brought a horrifiying feeling to me. In my opinion, works of literature like this that bring a sense of awarness to the world to cherish every moment, for it could be your last. The beginning of the poem starts with a very powerful line: "You could die before me". The fact of the matter is, however, no matter what the circumstances, young, old, rich, poor, white, or black; you can be here today and gone tommorrow. It is very evident at the beginning of the poem that the author is coming from personal expierence. The author speaks of how her younger sister passed away and how heartbroken their mother was. Now it seems she is faced with her first born possibly dying in an untimely manner. Instead of devoting the poem to just simply her pain, anguish, and suffering, she broadens the topic of death and applies it to society and the environment in a way that cause me to reflect. She asks questions regarding what will happen if all life dyies, all creatures, signifing how death effects everyone and has is nondiscriminant in its quest. Questions arise about the past and future and, when something dies, what possibly becomes of that potential future or, in fact, there ever was one. Is it all some master plan, is it all for nothing, do loved ones have a say? I believe part of the answer is no, we have no say in who gets taken from us, at least for the most part. The future that could’ve been, was only a future we, the loving hopefuls, had anticipated. The amount of drain of energy is amazing when someone is deathly ill. When one is not in control of fate and can’t easily accept this lack of control, it can produce a feeling of confusion that takes over ever y aspect of one’s life. That is what this poem is saying. Something else that really interested me was how the author compared how an outsider might feel about a tragic death as compared to the person directly affected by the death of a loved one.

Junk Food in Schools Essay

The school bell rings, signaling the start of the lunch hour and the kids all head out to the same direction: the cafeteria. After hours of sitting through class after class, their minds get weary from having to cram all that information into their heads. Consequently, the need for sustenance is almost always overpowering. Lining up towards the food counter, the children load up their trays with goodies of their own pickings. A can of Coke, a cheeseburger or tater torts, a bag of Cheetos and a candy bar and they’re on their way to devouring their savory spread. Thousands of schools across the globe are now being seen to serve an array of food that is high in calories and have elevated salt and fat content, not to mention the amount of preservatives in them. Cheeseburgers, fries, pizza, chips, sodas and candy bars have become largely available in today’s cafeterias, providing an unhealthy alternative to the traditional cooked meals. â€Å"Junk food†, as is appropriately coined for food that has low nutritional value, has largely become a favorite on our average youngster’s menu. As such, profit-seeking companies have targeted schools to market such products. Not only are they being promoted in high schools but they have now infiltrated the middle schools as well, knowing that most of these children are probably eating the same amount of junk food in their homes too. Although major cola companies are denying several harmful effects of their products, colas are causing children to be caffeine dependent. Crisps and other snacks may be attractive to [Insert Last name 2] kids in that they taste good but the consumption of these â€Å"empty† calories is the leading cause of obesity in youngsters and obese children could end up having chronic heart problems. Thousands of parents have voiced out their concerns and a lot of people are aware of the threat that this issue poses on the children’s health. Some areas actually pass laws prohibiting schools from turning on vending machines during lunch hours. This measure has proven to be ineffective. Such failure is the culmination of years and years of neglect upon the dietary needs of the children. If adults were more vigilant in supervising such an integral part of their growth, this health issue would not be an issue at all. As a result, what adults can do is to wean these kids from this unhealthy inclination and provide them with a well-balanced, highly nutritious yet equally satisfying fare. Regulations in preparing meals should also be implemented with respect to the children’s vitamin and mineral requirements. Fried products should be kept at a minimum as they are high in fat content, having been fried in oil. Burgers, sausages and other types of â€Å"mechanically recovered meat† should be banned from the cafeteria as well as sweets like candy bars, toffees, mints, chewing gum and savory snacks such as crisps, salted nuts and tortilla chips. These food items contain large amounts of sugar, salt, food additives such as monosodium glutamate and polyunsaturated or monounsaturated fats. The school is a place where the youth, who are to become tomorrow’s adults, go in order to gain knowledge of all the worldly things that they would need in the future. It is a place where they feed their minds but what they are feeding their bodies in a place of learning might someday lead to unseen health problems unless, the serving of highly nutritious and substantial meals can be strictly enforced in the educational system and that the adults who run the schools keep in mind that the children’s health should in no way be compromised. [Insert Last Name 3] Works Cited â€Å"Junk Food Banned in School Meals†. 19 May 2006. BBC News. 11 April 2008. â€Å"Junk Foods†. 2008. Ask the Dietician. 11 April 2008.

Beka Lamb Essay

Beka Lamb is the daughter of Mr. and Mrs. Lamb. She is an only child who lives with her parents in Belize. Beka is tall and slim built. She is fourteen years of age and is a very active and enterprising individual. Beka possesses very admirable qualities that are worthy of emulation. She demonstrates a sense of responsibility and maturity for an individual of such a tender age. One notices the growth and development of Beka’s character as the novel progresses. Initially, her relationship with her parents , especially her father is somewhat strained, but there is a notable improvement as the plot develops. Beka displays qualities of love, compassion and warmth for her mother , and there exists a bond of understanding between them. Of particular note, is Beka’s relationship with her friend ,Toycie. At the beginning of the novel, Beka is mourning her friend’s death, and eventually, one is informed as to why she is so profoundly affected by her friend’s death . Beka exhibits qualities of endurance and determination when she is confronted with challenging situations. Beka also displays a sense of naivete and innocence when she has to deal with apparently, insurmountable tasks. The author , Zee Edgill , presents her heroine Beka Lamb in demanding yet rewarding situations. Indeed, Beka is truly a character worthy of emulation and praise. Beka Lamb is the daughter of Mr. and Mrs. Lamb. She is an only child who lives with her parents in Belize. Beka is tall and slim built. She is fourteen years of age and is a very active and enterprising individual. Beka possesses very admirable qualities that are worthy of emulation. She demonstrates a sense of responsibility and maturity for an individual of such a tender age. One notices the growth and development of Beka’s character as the novel progresses. Initially, her relationship with her parents , especially her father is somewhat strained, but there is a notable improvement as the plot develops. Beka displays qualities of love, compassion and warmth for her mother , and there exists a bond of understanding between them. Of particular note, is Beka’s relationship with her friend ,Toycie. At the beginning of the novel, Beka is mourning her friend’s death, and eventually, one is informed as to why she is so profoundly affected by her friend’s death . Beka exhibits qualities of endurance and determination when she is confronted with challenging situations. Beka also displays a sense of naivete and innocence when she has to deal with apparently, insurmountable tasks. The author , Zee Edgill , presents her heroine Beka Lamb in demanding yet rewarding situations. Indeed, Beka is truly a character worthy of emulation and praise.

The Useful Guide on How to Write a Public Relations Essay

The Useful Guide on How to Write a Public Relations Essay An essay is a familiar word for anyone who at least somehow relates to the academic circles. Students like nobody else know 100% what an essay is and how difficult it is to write an essay as required by an instructor. From the instructors’ perspective, this type of composition forms the basic writing skills and helps students to develop thoughts and ideas. From the students’ angle, it is a further proof of how hard to study and how easy to make mistakes. Nevertheless, nothing comes without mistakes or errors. The good way of writing as any piece of work develops with practice and repetition. The successful writing consists of: Deep knowledge of the field of study and its peculiarities, Good research and writing skills. The first point requires the extensive research and full understanding of the chosen topic. The second point involves the adequate grammar, structure, and language skills. Considering these factors, writing an essay on the particular field is not an easy job and needs considerable efforts to make, especially if it relates to the public relations. Fortunately, this path can become a little more comfortable for you with some coffee, our useful public relations essay writing tips and guidelines on how to write a public relations on a particular topic. Choose a Correct Topic for Your Essay on Public Relations The public relations essay is an example of writing which contemplates the provision of the argument or the idea of considering the significant issues in the field of public relations. Such papers aim to persuade or inform the reader with the particular concept about the public relations. The works referring to public relations differ from other topics due to the peculiarities of the subject. It creates some challenges for the writers on the stage of research. First of all, it is necessary to define what is the public relations. The comprehensive nature of the public relations business contributes to ambiguousness of the definition. Nevertheless, it is a strategic communication process which aims to persuade the audience, promote the idea, and â€Å"builds mutually beneficial relationships between organizations and their publics† as stated at Forbes.com. Secondly, the scope of the public relations is broad as well as its application. Moreover, the social factor of the public relations makes it applicable for many industries, both governmental and private. It contributes to the number of possible topics for writing an essay. The communication technologies are continually changing so does the PR sphere. It provides the different categories for the choice for the theme of the writing. The abundance of the topics can lead to the difficulties in choosing the right item for the essay. Considering that, the ideas can be divided into severa l spheres: The application of PR in business; The form of PR in politics; The application of PR tools. The use of public relations in business and government differ due to the various goals of the sectors. The companies and governments launch communication campaigns to proliferate the ideas, persuade the crowds or increase the reputation. The business aims to sell, while the government wants to inform or change the public opinion. To reach the goal, they use the massive number of the tools applied in traditional media, social media, and real time. The mechanisms change with the transformation of the environment and the technologies. After that, you, as the writer, need to brainstorm some ideas to make the task successful. There are some ideas for your consideration regarding public relations and its relevant issues. Public Relations for Marketing Purposes, Including Advertising, Image, Brand, Reputation Management. Public Relations’ Specialists Actions and Public Relations Campaigns in the Effective Crisis Management. The Role of Public Relations Techniques in Different Political Campaigns to Change People’s Opinions. The Creation of an Image During the Presidential Campaign by Proper Public Relations. The Effect of Technology on Public Relations and Its Implementation in Social Media. Public Relations Inside the Organization, the Application of Tools to Increase the Corporate Culture. There is only a small list of general directions for choosing the reasonable topic. One of the best ways to write the essays is to reflect the recent events. The issues mentioned afore are characterized by their relevance. The brands invent new strategies with the use of public relations tools every year, beginning with the Super Bowl commercials to the sponsorship of huge events. The crisis management is impossible without public relations, especially with the increase of information. At the same, the presidential campaigns are vivid examples of public relations efforts, in particular, Obama campaigns and Trump campaigns. The advancement of the technologies made the specialists switch to the social media and apply new techniques to influence the opinion of the public. Besides, the public relations knowledge is often used in management and integration of corporate culture and values. As a result, the public relations are the vital tool for any communication campaign. Considering the importance of the exchange of ideas, the public relations can be implemented in many spheres. And the successful essay on public relations depends on the proper research and choice of a topic. It should be exciting, relevant and significant, either for you or the group or readers. Pre-Writing Tips That Direct You Towards a Good Essay Before doing any activity, there should be some preparations. What do you do before going in for sports? You stretch and do some warming up activities. Right? It gives the better results and helps to prevent the injuries. In writing the essays, the preliminary preparation is essential as well. It helps to avoid mistakes and organize your work properly. When you have the plan of your action and milestones, it is easier to manage the writing process effectively. Besides, knowing the way is halfway to the success. One of the first public relations essay writing prompts relates to choosing the right topic. It correlates with asking the right question. The choosing right topic depends on many factors. It should be meaningful. However, at the same time, it should either respond to the recent changes or answer the issue with a piece of controversy. Another way to have a proper topic is about what it may bring to the society. For example, what lessons the companies can learn from the efforts of British Petroleum after the environmental catastrophe in the Mexican Gulf. Nevertheless, you should ask the right question. Asking the right question will help you to look for the necessary information. You may have your opinion about it, but the evidence should support it. The next tip derives from the previous advice. The success of the research depends on the knowledge you have about the topic. Following, do not skimp on time for an examination of your topic. In particular, if you study the specific and narrow question, you should have sufficient knowledge on the subject. The best source of such knowledge is the scholar resources and databases. You can start from the educational platforms, for example, Encyclopedia Britannica. They will give you the general picture of theories or events. However, the next part of this tip refers to looking for more reliable sources. You can search for articles in Google Scholar, JSTOR, or on such credible news websites as BBC, CNN, Forbes. Besides, there is always a library where you could ask for the fundamental studies or the works of leading authors. The important thing is that you should ask yourself during the writing â€Å"How does the source contribute to my essay?† or â€Å"How does it support the idea of my essay?† For example, if you analyze the mistakes of British Petroleum during the crisis based on the public relations, you will have to look for the news or publications on this issue and evaluate them. And do not forget to note the name or the link to the source so that you can return and check the information or incorporate the citation into the essay. Another way of searching for an additional source of information for you to think about is the personal opinion about the event. You may provide the recommendation or the prediction about the future of the issue considering the trends or personal experience. In the end, all previous preparation is of little help if you have no clear and concise idea. All essay is formed around this idea. Every piece of information should back it so that your theme was convincing and purposeful. Outline Your Essay Clearly in Advance One of the most important tips is about forming a plan of your essay. It helps to make your piece of writing logical, consecutive, readable and substantial. The outline provides an order you need to follow while writing. It is easier to read the book with the content rather than flipping through the whole book searching for the necessary part. The same story with the outline, it helps you focus on the particular element at a time and not to chaotically jump from one section to another one during the writing. The regular outline consists of the introductory part, including the thesis statement, the the body paragraphs, and conclusion. Introduction Each part is significant. However, the introductory section gives the lead to the whole paper. The introduction of the essay provides the significance of the work or its main idea, reason, and what the composition is about. The opening depends on the size of the essay. Usually, it does not exceed five sentences. The first part should grab the attention of the reader and describe the topic of the article. The next actions of the writer refer to the definition of the problem or the significance of the essay. You can generally describe the problem. However, the following part requires the detailed description. The thesis statement is vital as it gives the fundamental idea and what you aspire to prove. It may consist of 1 or 2 sentences but should be extremely specific. By that, you would know on what to focus and how not to lose the logic of the arguments. Body The next section of an outline is the body paragraphs. The more complicated a thesis statement, the more items you would have. Each body paragraph should add the relevant fact to the thesis statement and reveal the primary idea(s) of the essay. The body paragraph usually starts with the transition sentence which leads to the supportive argument and statement of the vital point towards the main idea. The first sentence or sentences declare the argument and the purpose of the paragraph. The subsequent convictions contribute and prove the concept provided in the subsection. Following, the particular sentence should be declarative to direct the reader and indicate the matter of the paragraph. Besides, it should be arguable so that you persuade the reader by the evidence. The second part of a body paragraph is the evidence. It aims to prove and back the argument. There are different kinds of evidence. They include facts, statistics, quotations, or your personal experience. Remember that the different evidence should be cited if it is taken from the outside sources. The next constituent element of the body paragraph refers to the part where you analyze the evidence and interpret it towards the argument. In this part, you connect the evidence to the argument and discuss its application for your essay. The proper analysis gives your article the structure and helps the reader to understand the direction of your thought. The last part of the body paragraph concludes your findings and prove the main argument. Your essay may have several body paragraphs and depends on its length. Conclusion After you provide enough support for your thesis statement, you can start writing the conclusion. The particular part is as important as the introduction as there you deliver the results of your research and analysis. In this section, you rephrase and redeclare your thesis. As the conclusion summarizes your study, provides the arguments that you analyze in the main part. It is essential to include the critical moments of your essay and avoid adding any information which you have not mentioned. Post-Writing Tips That Will Improve Your Essays on Public Relations When most students finish writing an essay, they all sigh with relief. But the job is not done yet. The post-writing stage is waiting for you. Every piece of art needs polishing, so does yours. Moreover, it will assure that your enormous work is not wasted due to time but significant mistakes. You should check the paper, proofread it, create the bibliography and make sure that it is convenient to read. Proofreading is the process requiring the fresh look on the paper. You can ask your friend to read it and ask what is wrong, what mistakes are made and what looks unclear; Try reading the paper next day if you have time and don’t write the essay the last day before the final submission; You should check the names and terms, the capitalization of the words and the headings. For testing the particular words, you can use Ctrl+F method to search for necessary words; Another approach is to read the essay aloud. It prevents from skipping the words and focus on how it sounds for the audience. Correct Referencing and Usage of Citations First of all, you need to define the referencing style needed for the essay on Public Relations, in particular, MLA, APA, Harvard. So your paper should be edited accordingly. As soon as you create the referencing list, check the in-text citations of the evidence you provided for the arguments. It should ensure credibility and non-plagiarism. The Owl Purdue website can help you with the guidelines on the citations. In the end, let us summarize the key points for writing an excellent essay. The writing can be divided into three sections. The first is pre-writing. It is all about getting enough knowledge about the public Relations. Besides, it is about finding the sources to back the arguments of yours. The second is writing itself. You should have the strong thesis statement as it leads the whole paper. The hypothesis is the first part of the outline where the body paragraphs provide the arguments and evidence to support the main idea. The conclusion is the last part of a draft it consists of the rephrased statement and results of the research. The final stage is post-writing that involves proofreading and referencing. This part is about polishing the piece of work. Now you’re equipped with some bright ideas of how to write an essay on Public Relations. There is no stumble stone on your public relations essay writing besides your procrastination. Set to good work on your essay!

10 Pros and Cons of Being a School Principal

10 Pros and Cons of Being a School Principal There are many pros and cons that come with being a principal. It can be a rewarding job, and it can also be an extremely stressful job. Not everyone is cut out to be a principal. There are certain defining characteristics that a good principal will possess. If you are thinking of becoming a principal, it is crucial that you weigh all the pros and cons that come with the job. Take all factors of both sides into consideration before making your final decision. If you do not feel you can handle the cons, stay away from this profession. If you believe that the cons are only roadblocks, and the pros are well worth it, then go for it. Being a principal can be a terrific career option for the right person. Pros of Being a School Principal Salary. The median expected annual salary of a principal is over $100,000, while the median expected annual salary for a teacher is under $60,000. That is a significant increase in salary and can have a substantial impact on your family’s financial status, as well as on your retirement. That increase in salary is well-earned, as you will see when we look at the cons. There is no denying that a significant increase in salary makes it appealing to a lot of people to make that jump from teacher to principal. However, it is essential that you do not make that decision based on salary alone. Variety. Redundancy is never an issue when you are a school principal. No two days are ever alike. Each day brings new challenges, new problems, and new adventures. This can be exciting and keeps things fresh. You can go into a day with a solid plan of things to do and fail to accomplish a single thing that you expected. You never know what will await you on any particular day. Being a principal is never boring. As a teacher, you establish a routine and mostly teach the same concepts each year. As a principal, there is never an established routine. Each day has its own unique routine that dictates itself as time passes. Control. As the school leader, you will have more control over virtually every aspect of your building. You will often be the lead decision-maker. You will typically have at least some control over key decisions, such as hiring a new teacher, changing curriculum and programs, and scheduling. This control allows you to put your stamp on what your building does. It provides you with the opportunity to implement the vision that you have for your school. You will also have total control over daily decisions, including student discipline, teacher evaluations, professional development, and so on. Success. As the building principal, you will also get credit when credit is due. When an individual student, teacher, coach, or team succeeds, you also succeed. You get to celebrate in those successes because a decision you made somewhere along the line likely helped lead to that success. When someone associated with the school is recognized for outstanding achievement in some area, it typically means that the right decisions have been made. This can often be traced back to a principal’s leadership. It may be as straightforward as hiring the right teacher or coach, implementing and supporting a new program, or offering a particular student the right motivation. Impact. As a teacher, you often only have an impact on the students you teach. Make no mistake that this impact is significant and direct. As a principal, you can have a larger, indirect impact on students, teachers, and support personnel. The decisions you make can affect everyone. For example, working closely with a young teacher who needs some direction and guidance has a tremendous impact on both the teacher and every student they will ever teach. As a principal, your impact is not limited to a single classroom. A single decision can be transcendent throughout the entire school. School Principal Cons Time. Effective teachers spend a lot of extra time in their classrooms and at home. However, principals spend a much greater amount of time doing their jobs. Principals are often the first one to school and the last one to leave. In general, they are on a 12-month contract, getting only two to four weeks of vacation time during the summer. They also have several conferences and professional development duties they are required to attend. Principals are usually expected to attend almost every extra-curricular event. In many cases, this can mean attending events three to four nights a week during the school year. Principals spend a lot of time away from their homes and their families throughout the school year. Responsibility. Principals have a greater workload than teachers do. They are no longer responsible for only a few subjects with a handful of students. Instead, a principal is responsible for every student, every teacher/coach, every supporting member, and every program in their building. A principal’s responsibility footprint is enormous. You have your hand in everything, and this can be overwhelming. You have to be organized, self-aware, and confident to keep up with all of those responsibilities. Student discipline issues arise every day. Teachers require assistance on a daily basis. Parents request meetings to voice concerns regularly. You are the one responsible for handling each of these, as well as a plethora of other issues that occur within your school every day. Negativity. As a principal, you deal with many more negatives than you will positives. The only time you typically deal with students face-to-face is because of a discipline issue. Each case is different, but they are all negative. You also get to handle teachers complaining about students, parents, and other teachers. When parents request a meeting, it is almost always because they want to complain about a teacher or another student. These constant dealings with all things negative can become overwhelming. There will be times you will need to shut your office door or go observe an extraordinary teacher’s classroom just to escape all the negativity for a few minutes. However, handling all of these negative complaints and issues is a substantial part of your job. You must effectively address each issue, or you will not be a principal for long. Failures. As discussed earlier, you will receive credit for successes. It is also crucial to note that you will also be responsible for failures. This is especially true if your building is a low-performing school based on standardized test performance. As the leader of the building, it is your responsibility to have programs in place to assist in maximizing student performance. When your school fails, someone has to be the scapegoat, and that could fall on your shoulders. There are many other ways to fail as a principal that could jeopardize your job. Some of those include making a series of damaging hires, failing to protect a student who has been bullied, and keeping a teacher who is known to be ineffective. Many of these failures are avoidable with hard work and dedication. However, some failures will occur no matter what you do, and you will be linked to them because of your position in the building. Politics. Unfortunately, there is a political component to being a principal. You have to be diplomatic in your approach with students, teachers, and parents. You cannot always say what you want to say. You have to remain professional at all times. There are also occasions where you may be pressured into making a decision that makes you uncomfortable. This pressure may come from a prominent community member, school board member, or your district superintendent. This political game could be as straightforward as two parents wanting their children to be in the same class. It may also become complicated in a situation where a school board member approaches you to request that a football player who is failing a class is allowed to play. There are times like this when you must make an ethical stand even if you know it may cost you. The political game can be hard to play. However, when you are in a position of leadership, you can bet that there will be some politics involved. Sources Public School Teacher  Salary in the United States. Salary.com, 2019.   School Principal  Salary in the United States. Salary.com, 2019.

Visitor centre Essay Example | Topics and Well Written Essays - 1250 words

Visitor centre - Essay Example Considering that the terrain is a pond, the piles are designed such that the loads from the footings are transmitted to the underlying strata with enough bearing capacity to support the load without settlement. Notice that all columns are within the wall perimeter, both internal and exterior walls. Since all exterior walls shall be of glazing, it would be aesthetically appropriate to have the glazing occupy the full width of a span then being split into two with a central column. As mentioned previously, the footings will convey the loads to the piles which in turn are supported by rigid strata. Lateral loads (wind, ground movement) are countered by beams connected to the columns. The only beams inclined from the horizontal are the roof beams which support the grass roof. The structure in this scheme is fairly stable as long as the beams are of the adequate size and the beam-to-column connections are sufficiently anchored to each other. The only issue would be the stability of the foundation, thus a comprehensive geotechnical study has to be done to determine the most suitable type of foundation. Scheme 2 is recommended for the proposed structure. The addition of intermediate beams to support the slab would translate to the reduction in the size of the members. Although more columns can be introduced in the structure, it may not be economical for the reason that more foundation must be made to support it. However, more columns would result in less loads carried by each footing, there is the danger of differential settlement to deal with. Ultimately, an extensive geotechnical study must be conducted to determine the best foundation in this case. When the type of foundation is determined, the structural framing can then be designed to suit the type of foundation whether be it pile or mat foundation which almost is the case for small bearing capacities typical of soft soils. The structure shall have bigger girders (column-to-column) beams and smaller intermediate beams. References: McCarthy D., (2006) Essentials of Soil Mechanics and Foundations: Basic Geotechnics. Salmon C., Johnson, J., Malhas, F. (2008) Steel Structures: Design and Behavior. USA: Prentice